[TiểuHồLy]

No more hola 

Hu? 40K for 3 weeks? That guy must have spent on girls. I was there for 2 months where I spent on everything included a premium ticket to VN for around $7.5K (Food, fruits, trip in VN-with limousine, Grab, Japan-$1800, Thailand-$340, and Taiwan-$560)

I was fine in the country side except in Sai Gon, the air pollution was too bad that I couldn't stand it.

No longer want to own anything, time to get the headache away.

I don't trust anyone to lend money even family members ...lol.... Whatever you lend them, 95% they don't pay back.

Instead of private jet, I rather get 10 ace of land and 4000 sqft home. RV has been consider 1st of choice at the moment.

Any way, we had a meeting today with a group of 7 coworkers about 401k to see what option with the money since we get charge around $500/yr account management. All of us got all most the same amount of gain over 20 years, around 120% gain. Our plans were aggressive where it's either big gain/loss. 5 of us plan to move to Fidelity IRA and Roth IRA and buy CD where it's 5% interest whenever it's available. This would guarantee 5% gain annually without loss. Our plan is for 4-6 years CDs, then start withdraw around 60 year old and set it for 10 years. The other two in the group continue aggressive.

I have shared my funds and gain/loss below to family members and only 2 of them follow my steps. The rest don't since I can't responsible if stock crashes ...lol... so they're freaked out. I just share what I have so it's up to them. I told them that "you can't take out until 60, so why not aggressive." And make sure they never think about withdraw for buying house or any hardship.

Why? More "Hola," please.....please... pleaseeeeeeeeeeeeeee. It's fun.

I am not sure. Perhaps he had a private tour and was "over the moon" when the "spider-legged" whispered to his ears with a sweet-flirt voice even though he had transcended age. 

What a nice trip.  
I haven't traveled to those countries yet, except Vietnam.
Yes, so do I. I picked the quiet rural areas with rice fields, green mountains, and blue rivers rather than the Sai Gon town.

Are you going to "blow off steam" for a moment or enlightenment as everything in life is just a morning dew?

Indeed, doing business with family members is horrifying. Despite this, I became a mortgage lender and provided a personal loan with an executive lien against the assets if a breach of contract arose.

If you want to "spice things up," it is okay, but you need specific land development plans. Otherwise, it's wasted. 

Consider buying a numerous square-foot house only if you have a large family. I am tired of cleaning a 4700-square-foot home. Meanwhile, I used only one room, and the others collected dust. 

I thought about it once and am still shopping around for a good deal on recreational vehicles; if you have experienced it, please share. 

Did you suit yourself in a group of 5 or 2? According to your previous chart, you guys are doing well. The current interest rate is over 20 percent annually, but watch out for "the tip of the iceberg," eh?