[BrokeAssMillionaire]

Hola, I just got back 2 months in VN   Viet travel tour is pathetic. Don't ever buy tour in VN. Private tour is way better.

As you mentioned, I did see a few old retired men are living in VN. Those didn't make a lot of money, that's why they come back to live in VN. I guess they want to die soon because all I saw everyday is they sit in front of the house to enjoy with the air pollution. I couldn't stand for 15 mins on bike so mostly used grab. 

I don't even think I would spend on 401k because the 3 months pensions would be enough for a month vacation.

75% of my money is in 401k and 457b, I was thinking of 2 mil a the end of quarter but didn't make it. I guess it would be some point at the end of the year. That's all I want. I still have no idea of what to do with this since I have pension. 


I have around 22K cash in stock account that gives me $50 interest monthly. That's not bad compare to bank at 0.05%

IRS provides "Free File Fillable Forms," Don't forget, only certain income qualify. Same as state, you have to use 540 form only for free. Not allow for other 540x forms.