[BrokeAssMillionaire]

When I reach 60, I can take out to spend   no longer broke after that. It's just there that I can't touch at the moment. I am counting 4 more years while living on pension. 

I am tired of renting, going to get rid off the rental home soon. Even you have property management, you still have stress for it. It 's not easy like you just sit there and collect monthly rent. Like the wind damages the roof, tenant can't fix it, you have to do it yourself or hire someone, and a lot of them don't want to fix a small damage unless replace the whole roof. That's ridiculous. 

I think a bun of my coworkers bought home in Arizona during 2005-2010 to invest, they hired property management then all went bankrupt after 5 years. 

I already have plans to keep the money growing without losing anything at low risk. At 5% CD, it can give me interest and dividend 50k-100k/year. If something changes, I can go whatever options available. 

Btw, you want to keep cash in stock account instead of banks because banks interest is low. Now is easy to transfer cash from stock account to bank or vice versa. Cash in stock account (Fidelity) pays at least 2-3% monthly interest. Sometimes, it pays dividend as well.