2021-12-18, 02:33 PM
I decide to gamble with Tesla for 3 more years after this Friday price. It doesn't matter up/down, I will hold until up to $2000/share. I think Elon will sell 5 mil more shares in the next two weeks to reach his 10% target so it may drop more below my price. Not really worry much about 401k since I can't take out until 60. Even I don't have 401k, I can survive on pension and SSA. 
What you saw was those pictures talking while I was remodel the house. Everything was clean up after that.
This community was build for retirement so everyday I met old neighbors but they were happy to see young guy around
, it has around 80 hours in the middle of nowhere even though it's just 20 miles from downtown. So 1/2 of the properties are 4000+ sqft with 15ft each side of the house so they can park RV and boats. It's quiet place and nice people. The only reason I bought the house was housing market crash and too cheap.
Advantage:
-Big house, big lot, nice neighbors, free air show every year since it's across military airport
-RV access and boat
-No Mello-Roos fee since it was built 2003
-Cheap property tax at $3200 that was base on $270k value
Disadvantage:
-2 story home: it's hard for DIY, afraid to walk on the roof. I have no problem with single story.
-HOA: too much complain even a tiny thing, can't do anything in the front without approve, can't park on the street during night time.
-Too far from all freeway: 20 mins to any direction
Why I sold it? I am kinda planning freak, always think 2-4 years ahead
-Need to convert rental home as primary because capitol gain is too high.
-Hate HOA
-Want single story
-Like a big lot up to 5 acres but 2 acres is good enough. My coworker just bought 3500sqft with 2 acres, it's beautiful.
-Got $52k settlement that was transferred from previous owner lawsuit. Great to keep with no tax.
-Capitol gain right at $247k after subtract everything so no tax
For your house:
-Single story is the best and more valuable than 2 story and easy to sell. Maintain is cheaper.
-Laminate, engineer wood, hardwood:
---Do not apply in the kitchen if you think someone would drop the water(not problem with hardwood)
---A few drops of water is fine but 5 gallons is where you need to ready getting cash from your pocket
---Small kids: not a good idea, water can be damaged and cost to repair so carpet would be more benefit
---Kids over 10: shouldn't be problem
---If you can afford, engineer wood would be great, hardwood costs more
---Laminate 14-15mm is the best but cost more, 8-10mm is suck, not strong so stay away because it would hurt your feet
---In the winter, wood would be expand every night so you will hear cracking noise if you afraid of ghost, sound like someone walks around
-Tiles: go to home depo and other local stores to get the ideas. Search on google you will find many stores around. Big tiles make your kitchen look bigger like 2x2
-Stay away from marble, polish is not easy, they don't sell acid chemical if you don't have license, whatever home depo sells won't make the marble shiny, only the acid chemical will work.
-Make sure to read and understand the contract
-Cabinet: modern looks nice but it comes at any price base on the materials, the better the materials the more cost since labor is the same
-Color is important: wall, cabinet, floor, and lights. White light may make it looks bad at night with reflection. So take time to think about that
-Labor is the main subject:
---Assume they do it for you cost $6000 total, you do it yourself cost $2000. Always 1/3 cost DIY
---If you can find someone else cheaper, then do that way, I would say $4000-$5000, save you a little bit, don't expect 1/2 price.
What you saw was those pictures talking while I was remodel the house. Everything was clean up after that.
This community was build for retirement so everyday I met old neighbors but they were happy to see young guy around
, it has around 80 hours in the middle of nowhere even though it's just 20 miles from downtown. So 1/2 of the properties are 4000+ sqft with 15ft each side of the house so they can park RV and boats. It's quiet place and nice people. The only reason I bought the house was housing market crash and too cheap.Advantage:
-Big house, big lot, nice neighbors, free air show every year since it's across military airport
-RV access and boat
-No Mello-Roos fee since it was built 2003
-Cheap property tax at $3200 that was base on $270k value
Disadvantage:
-2 story home: it's hard for DIY, afraid to walk on the roof. I have no problem with single story.
-HOA: too much complain even a tiny thing, can't do anything in the front without approve, can't park on the street during night time.
-Too far from all freeway: 20 mins to any direction
Why I sold it? I am kinda planning freak, always think 2-4 years ahead
-Need to convert rental home as primary
because capitol gain is too high.-Hate HOA
-Want single story
-Like a big lot up to 5 acres but 2 acres is good enough. My coworker just bought 3500sqft with 2 acres, it's beautiful.
-Got $52k settlement that was transferred from previous owner lawsuit. Great to keep with no tax.
-Capitol gain right at $247k after subtract everything so no tax
For your house:
-Single story is the best and more valuable than 2 story and easy to sell. Maintain is cheaper.
-Laminate, engineer wood, hardwood:
---Do not apply in the kitchen if you think someone would drop the water(not problem with hardwood)
---A few drops of water is fine but 5 gallons is where you need to ready getting cash from your pocket
---Small kids: not a good idea, water can be damaged and cost to repair so carpet would be more benefit
---Kids over 10: shouldn't be problem
---If you can afford, engineer wood would be great, hardwood costs more
---Laminate 14-15mm is the best but cost more, 8-10mm is suck, not strong so stay away because it would hurt your feet
---In the winter, wood would be expand every night so you will hear cracking noise if you afraid of ghost, sound like someone walks around
-Tiles: go to home depo and other local stores to get the ideas. Search on google you will find many stores around. Big tiles make your kitchen look bigger like 2x2
-Stay away from marble, polish is not easy, they don't sell acid chemical if you don't have license, whatever home depo sells won't make the marble shiny, only the acid chemical will work.
-Make sure to read and understand the contract
-Cabinet: modern looks nice but it comes at any price base on the materials, the better the materials the more cost since labor is the same
-Color is important: wall, cabinet, floor, and lights. White light may make it looks bad at night with reflection. So take time to think about that
-Labor is the main subject:
---Assume they do it for you cost $6000 total, you do it yourself cost $2000. Always 1/3 cost DIY
---If you can find someone else cheaper, then do that way, I would say $4000-$5000, save you a little bit, don't expect 1/2 price.